And it Continues

Today there are several new developments regarding the Loan Documents. This morning we were waiting to hear from the Loan Specialist about the Gift Letter for the Down Payment on the loan. Normally that letter should be good enough, but we did send them the "wire" transfer document and was hoping this would suffice.. Well no surprise here they did not accept it and wanted a bank statement from Harry's bank. That was it.. we had hit a wall. There was no way of getting Harry's bank statement and I was hoping this wasn't going to be the thing that would make them decline the loan. After a few hours of major stress I asked Harry if he had an older bank statement and sure enough he had one that was over five years old. But it did have his name and account number on it and I was hoping this would be proof enough. So I made a PDF of it and sent it to our loan specialist.

Hours pass and I'm stressed out when I get an email informing me that the underwriter accepted the bank statement and that we have finally fulfilled all our requirements for the loan with one exception... they were having a problem verifying my employment. I immediately called my boss Darla and asked if she had been contacted, she said now. I contacted the loan specialist and she said they had been trying for two days to get a hold of her and left messages. I emailed my loan specialist and gave her Darla's cell phone and then got an email back informing me that they can't call cell phones. So I called my boss again and she said she hadn't gotten any message and gives me an alternate number. I tell her to stay at her desk and that I will let the loan specialist know and she'll call her now. So I did so and she called but said she left a message. I call Darla and she says she's calling the woman now. I finally get an email from my loan specialist informing that she had verified my employment and that everything is done and we should be hearing about our final approval either tonight or first thing tomorrow morning. Now we wait and see what happens. I don't want to get my hopes up.. I'm I can't help but get excited that we are almost done.